Rates

Effective 6.1.2025

Savings Account Rates

Share Savings & Checking

Share Savings & Checking
Account Type From To Dividend APY (1)
Share Savings $5 $50,000
Share Savings $50,001 $100,000
Share Savings $100,001 and up
Reward Checking* $0 $5,000
Reward Checking* $5,001 $10,000
Holiday Club $0 and up
Vacation, Travel $0 and up
Escrow $0 and up
Money Market $0 $50,000
Money Market $50,001 $100,000
Money Market $100,00 $250,000
Money Market $250,001 and up
 

IRA (Roth And Traditional)

IRA (Roth And Traditional)
Account Type From To Dividend APY(1)
IRA $0 $50,000
IRA $50,001 $100,000
IRA $100,001 and up
 

Share and IRA Certificates (CDs)

Share and IRA Certificates (CDs)
Account Type From To Dividend APY(1)
5-Month Promo (new money only) $500 $500
6-Month Promo (new money only) $500 $500
8-Month Promo (new money only) $500 $500
12-Month $500 $500
18-Month $500 $500
24-Month $500 $500
36-Month $500 $500
60-Month $500 $500

Loan Rates

New Vehicle Loans

New Vehicle Rates
Loan Terms Rates Loan Amount
New Car Up to 96 months As low as * (based on credit score) Up to 125% of the MSRP including tax, tags, warranties, and GAP Insurance.

Rates are stated as low as best rate available for 36 Months. Rate will be determined and will increase based on term, score, and LTV.

 

Used Vehicle Loans

Used Vehicle Rates
Loan Terms Rates Loan Amount
Used Car Up to 96 months (Terms depend on the age of the vehicle and the amount borrowed) As low as * (based on credit score) Up to 125% of the NADA value.
Golden Oldies Up to 84 months. Longer terms may be available based on the value and price of the vehicle. As low as * (based on credit score) Up to 125% NADA value.
 

Signature Loans

Signature Loans
Loan Type Term APR (As Low As) (3)
Personal Loan 24-Month
Personal Loan 36-Month
Personal Loan 48-Month
Personal Loan 60-Month
Personal Loan 72-Month
Share Secured Loan 24-Month
Share Secured Loan 36-Month
Share Secured Loan 48-Month
Share Secured Loan 60-Month
Share Secured Loan 72-Month
 

Credit Cards

Credit Card Rates
Term APR* (as low as)
Revolving
 

HELOC

HELOC Rates
Term APR* (as low as)
Up to 180 Months

Rate is variable and based on Prime +/-margin%. Rate can increase based on the borrower's score and LTV of the property.

 

Home Equity

Home Equity Rates
Term APR* (as low as)
60 Months 6.99%
120 Months 7.99%
180 Months 8.49%
 

Mortgages

Mortgage Rates
Term APR*
Up to 25 Years Call
 

Rates are stated as low as best rate available for 36 Months. Rate will be determined and will increase based on term, score, and LTV.

 

Motorcycles (Registered)

Mortorcycle (Registered) Rates
Terms Rates Loan Amount
New: Up to 96 months
Used: Up to 84 months		 As low as * (based on credit score) Up to 100% of the NADA value.

GAP, life, and disability insurance are optional. We require full comp and collision auto insurance with a max deductible of $500.

Looking for two loans at once? We offer a special double discount for two new loans to the same member. Ask how much you can save today!

 

RVs/ Boats

RV/Boats Rates
Terms Rates Loan Amount
New: Up to 180 months
Used: Up to 120 months		 As low as *
(based on credit score)		 Up to 100% of the NADA value including tax, tags, warranties, and GAP Insurance.

GAP, life, and disability insurance are optional. We require full comp and collision auto insurance with a max deductible of $500.

Looking for two loans at once? We offer a special double discount for two new loans to the same member. Ask how much you can save today!

 

ATVs/ Snowmobiles

ATVs/Snowmboiles Rates
Terms Rates Loan Amount
New: Up to 120 months.
Used: Up to 84 months		 As low as * (based on credit score) Up to 100% of the NADA value.